Independent Physicians of the Carolinas

Medical practices that are not controlled by a hospital based healthcare system frequently find it difficult to compete for qualified employees.  By being involved with the Independent Physicians of the Carolinas®, we are constantly being told what a burden competitive employee benefits have become for the independent practices.  To alleviate some of this burden, Smith Financial Corporation can work with various healthcare insurers, while strategizing over plan designs. 

Smith Financial Corporation offers a full range of employee benefits, including:

  • Health and Dental Insurance
  • Life Insurance
  • Disability Insurance
  • Qualified Retirement Plans
  • Wealth Management

The Independent Physicians of the Carolinas has partnered with Smith Financial Corporation to design a group disability and life insurance plan for its members.  Underwritten by The Hartford, several added benefits are included with no additional cost, along with a 7% price reduction and extended rate guarantees.  Click on the Hartford hyperlink below to find out more about the group plan designed specifically for medical practices. 


Hartford Enhanced Physician Plans







Independent Physicians of the Carolinas is not an affiliate of any company of the Principal Financial Group.